/* Shared stylesheet extracted from inline <style> blocks — 2026-07-25 (finding #15).
   Edit here, then bump the ?v= hash in the <link> tags. */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; font-size: 16px; }
    body { font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif; color: #1e293b; line-height: 1.6; background: #fff; -webkit-font-smoothing: antialiased; }
    img { max-width: 100%; height: auto; display: block; }
    a { color: inherit; text-decoration: none; }
    ul { list-style: none; }
    .container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }
    .skip-link { position: absolute; top: -100%; left: 50%; transform: translateX(-50%); background: #2d3e6e; color: #fff; padding: 0.75rem 1.5rem; border-radius: 0 0 8px 8px; font-weight: 600; z-index: 10000; transition: top 0.2s; }
    .skip-link:focus { top: 0; }
    .btn { display: inline-flex; align-items: center; gap: 0.5rem; padding: 0.85rem 2rem; border-radius: 8px; font-weight: 600; font-size: 0.95rem; transition: all 0.25s ease; cursor: pointer; border: none; }

    header { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; background: rgba(26,39,68,0.97); backdrop-filter: blur(12px); border-bottom: 1px solid rgba(255,255,255,0.1); transition: box-shadow 0.3s; }
    header.scrolled { box-shadow: 0 2px 20px rgba(0,0,0,0.25); }
    .nav-wrap { display: flex; align-items: center; justify-content: space-between; height: 72px; }
    .nav-brand { display: flex; align-items: center; gap: 0.5rem; }
    .nav-brand img { height: 52px; width: auto; filter: brightness(0) invert(1); }
    nav ul { display: flex; align-items: center; gap: 0.25rem; }
    nav a { padding: 0.5rem 0.9rem; border-radius: 6px; font-size: 0.9rem; font-weight: 500; color: rgba(255,255,255,0.85); transition: all 0.2s; }
    nav a:hover, nav a.active { color: #fff; background: rgba(255,255,255,0.1); }
    .nav-cta { padding: 0.55rem 1.4rem; background: linear-gradient(135deg, #c5952c, #f7b731); color: #1a2744 !important; border-radius: 8px; font-weight: 700; white-space: nowrap; }
    .nav-cta:hover { background: linear-gradient(135deg, #d4a43b, #f9c84a) !important; color: #1a2744 !important; transform: translateY(-1px); box-shadow: 0 4px 14px rgba(197,149,44,0.4); }
    .nav-phone { display: flex; align-items: center; gap: 0.4rem; font-weight: 600; color: #fff; font-size: 0.9rem; }
    .hamburger { display: none; background: none; border: none; cursor: pointer; padding: 0.5rem; }
    .hamburger span { display: block; width: 24px; height: 2px; background: #fff; margin: 6px 0; transition: all 0.3s; border-radius: 2px; }
    .hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 6px); }
    .hamburger.active span:nth-child(2) { opacity: 0; }
    .hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -6px); }

    .page-hero { background: linear-gradient(135deg, #1a2744 0%, #2d3e6e 50%, #3a4f8a 100%); color: #fff; padding: 7rem 0 3rem; }
    .page-hero .container { max-width: 820px; }
    .breadcrumb { font-size: 0.85rem; color: rgba(255,255,255,0.7); margin-bottom: 1rem; }
    .breadcrumb a:hover { color: #fff; }
    .page-hero .post-tag { display: inline-block; font-size: 0.72rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: #f7b731; background: rgba(247,183,49,0.15); padding: 0.25rem 0.7rem; border-radius: 999px; margin-bottom: 1rem; }
    .page-hero h1 { font-family: 'Playfair Display', serif; font-size: clamp(1.9rem, 4vw, 2.8rem); margin-bottom: 0.75rem; line-height: 1.2; }
    .page-hero .post-meta { font-size: 0.9rem; color: rgba(255,255,255,0.75); }

    /* ===== ARTICLE BODY ===== */
    .article { max-width: 760px; margin: 0 auto; padding: 3.5rem 0; }
    .article .lead { font-size: 1.2rem; color: #334155; line-height: 1.7; margin-bottom: 2rem; }
    .article h2 { font-family: 'Playfair Display', serif; font-size: 1.6rem; color: #0f172a; margin: 2.5rem 0 1rem; line-height: 1.3; }
    .article h3 { font-size: 1.15rem; font-weight: 700; color: #1a2744; margin: 1.75rem 0 0.6rem; }
    .article p { font-size: 1.02rem; color: #334155; line-height: 1.8; margin-bottom: 1.25rem; }
    .article figure { margin: 2rem 0; }
    .article figure img { width: 100%; border-radius: 16px; box-shadow: 0 6px 24px rgba(0,0,0,0.12); }
    .article figure.featured { margin: 0 0 2.5rem; }
    .article figcaption { font-size: 0.85rem; color: #64748b; text-align: center; margin-top: 0.65rem; font-style: italic; }
    .article ul.bullets { margin: 0 0 1.5rem 0; padding-left: 0; }
    .article ul.bullets li { position: relative; padding-left: 1.75rem; margin-bottom: 0.75rem; font-size: 1.02rem; color: #334155; line-height: 1.7; }
    .article ul.bullets li::before { content: "✓"; position: absolute; left: 0; top: 0; color: #2d3e6e; font-weight: 800; }
    .article a.inline { color: #2d3e6e; font-weight: 600; border-bottom: 1px solid rgba(45,62,110,0.3); }
    .article a.inline:hover { border-bottom-color: #2d3e6e; }
    .callout { background: #f8fafc; border-left: 4px solid #c5952c; border-radius: 0 12px 12px 0; padding: 1.5rem 1.75rem; margin: 2rem 0; }
    .callout strong { color: #1a2744; }
    .checklist { background: #fff; border: 1px solid #e2e8f0; border-radius: 16px; padding: 2rem; margin: 2.5rem 0; box-shadow: 0 2px 12px rgba(0,0,0,0.05); }
    .checklist h3 { margin-top: 0; font-family: 'Playfair Display', serif; font-size: 1.3rem; color: #0f172a; }

    .share-row { display: flex; align-items: center; gap: 0.75rem; flex-wrap: wrap; margin: 2.5rem 0; padding: 1.25rem 0; border-top: 1px solid #e2e8f0; border-bottom: 1px solid #e2e8f0; }
    .share-row span { font-weight: 700; color: #1a2744; font-size: 0.9rem; }
    .share-row a { display: inline-flex; align-items: center; gap: 0.4rem; padding: 0.5rem 1rem; border-radius: 8px; font-size: 0.85rem; font-weight: 600; color: #fff; }
    .share-x { background: #000; }
    .share-fb { background: #1877f2; }
    .share-row a:hover { opacity: 0.88; }

    .article-cta { margin: 3rem 0 0; background: linear-gradient(135deg, #2d3e6e, #1e2d54); color: #fff; border-radius: 16px; padding: 2.5rem; display: flex; align-items: center; justify-content: space-between; gap: 2rem; flex-wrap: wrap; }
    .article-cta h3 { font-family: 'Playfair Display', serif; font-size: 1.5rem; margin-bottom: 0.35rem; color: #fff; }
    .article-cta p { color: rgba(255,255,255,0.85); font-size: 0.95rem; }
    .article-cta .btn { background: linear-gradient(135deg, #c5952c, #f7b731); color: #1a2744; box-shadow: 0 4px 20px rgba(197,149,44,0.3); font-weight: 700; padding: 1rem 2rem; }
    .article-cta .btn:hover { transform: translateY(-2px); box-shadow: 0 8px 30px rgba(197,149,44,0.4); }
    .back-link { display: inline-block; margin-top: 2.5rem; font-weight: 600; color: #2d3e6e; }

    footer { background: linear-gradient(135deg, #1a2744, #1e2d54); color: rgba(255,255,255,0.75); padding: 4rem 0 0; }
    .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr 1fr; gap: 2.5rem; margin-bottom: 3rem; }
    .footer-brand p { font-size: 0.88rem; line-height: 1.7; margin-top: 1rem; max-width: 320px; }
    .footer-brand .nav-brand { margin-bottom: 0.5rem; }
    .footer-brand .nav-brand img { filter: brightness(0) invert(1); }
    footer h4 { color: #fff; font-size: 0.9rem; font-weight: 700; margin-bottom: 1rem; text-transform: uppercase; letter-spacing: 0.05em; }
    footer ul li { margin-bottom: 0.6rem; }
    footer ul a { font-size: 0.88rem; transition: color 0.2s; color: rgba(255,255,255,0.8); }
    footer ul a:hover { color: #fff; }
    .footer-bottom { border-top: 1px solid rgba(255,255,255,0.15); padding: 1.5rem 0; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 1rem; font-size: 0.82rem; color: rgba(255,255,255,0.5); }
    .footer-bottom a { color: rgba(255,255,255,0.75); }
    .footer-bottom a:hover { color: #fff; }
    .footer-social { display: flex; align-items: center; gap: 0.75rem; }
    .footer-social a { display: inline-flex; align-items: center; justify-content: center; width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,0.1); transition: background 0.2s, transform 0.2s; }
    .footer-social a:hover { background: rgba(255,255,255,0.25); transform: translateY(-2px); }
    .footer-social svg { width: 18px; height: 18px; fill: rgba(255,255,255,0.8); }
    .footer-social a:hover svg { fill: #fff; }

    .mobile-menu { display: none; position: fixed; top: 72px; left: 0; right: 0; bottom: 0; background: #1a2744; z-index: 10000; padding: 2rem 1.5rem; flex-direction: column; gap: 0.5rem; overflow-y: auto; border-top: 1px solid rgba(255,255,255,0.1); }
    .mobile-menu.active { display: flex; }
    .mobile-menu a { padding: 0.9rem 1rem; border-radius: 8px; font-size: 1rem; font-weight: 500; color: rgba(255,255,255,0.85); display: block; }
    .mobile-menu a:hover { background: rgba(255,255,255,0.1); color: #fff; }
    .mobile-menu .nav-cta { text-align: center; margin-top: 1rem; background: #fff; color: #1a2744 !important; padding: 0.9rem; font-weight: 700; }
    .mobile-phone { display: flex; align-items: center; gap: 0.5rem; font-weight: 700; color: #fff; padding: 0.9rem 1rem; font-size: 1.1rem; border-top: 1px solid rgba(255,255,255,0.15); margin-top: 0.5rem; }

    @media (max-width: 1024px) {
      nav ul { display: none; }
      .nav-phone { display: none; }
      .hamburger { display: block; }
      .footer-grid { grid-template-columns: 1fr 1fr 1fr; }
    }
    @media (max-width: 768px) {
      .page-hero { padding: 6rem 0 2.5rem; }
      .article-cta { flex-direction: column; text-align: center; padding: 2rem; }
      .footer-grid { grid-template-columns: 1fr; }
      .footer-bottom { flex-direction: column; text-align: center; }
    }
  
    /* Mobile sticky CTA bar — scoped, namespaced, mobile only */
    .fl-mcta { display: none; }
    @media (max-width: 768px) {
      .fl-mcta {
        display: flex; gap: 0.6rem;
        position: fixed; left: 0; right: 0; bottom: 0; z-index: 900;
        padding: 0.6rem 0.85rem calc(0.6rem + env(safe-area-inset-bottom));
        background: rgba(255,255,255,0.98);
        border-top: 1px solid #e2e8f0;
        box-shadow: 0 -4px 18px rgba(15,23,42,0.10);
        -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
      }
      .fl-mcta-btn {
        flex: 1 1 0; min-width: 0;
        display: flex; align-items: center; justify-content: center; gap: 0.5rem;
        padding: 0.85rem 0.5rem; border-radius: 10px;
        font-size: 1rem; font-weight: 700; line-height: 1; white-space: nowrap;
        text-decoration: none; font-family: inherit;
      }
      .fl-mcta-call { background: linear-gradient(135deg, #c5952c, #f7b731); color: #1a2744; }
      .fl-mcta-quote { background: #1a2744; color: #ffffff; }
      .fl-mcta-btn svg { flex-shrink: 0; }
      /* keep footer content clear of the fixed bar */
      footer { padding-bottom: calc(64px + env(safe-area-inset-bottom)) !important; }
    }
  

    /* ===== UTILITY CLASSES (extracted from repeated style attributes, 2026-07-25) =====
       !important preserves the precedence the inline styles had. Edit here, bump ?v=. */
    .u-pill { display:inline-block !important; padding:0.5rem 1rem !important; background:#eef2f9 !important; border:1px solid #b3c5e0 !important; color:#2d3e6e !important; border-radius:50px !important; font-size:0.85rem !important; font-weight:600 !important; text-decoration:none !important; }
    .u-color-inherit { color:inherit !important; }
    .u-body-text { color:#475569 !important; font-size:0.95rem !important; line-height:1.7 !important; margin:0 !important; }
    .u-lead-dark { font-size:1.05rem !important; color:#0f172a !important; margin-bottom:0.5rem !important; }
    .u-row-divided { border-top:1px solid #e2e8f0 !important; padding:1.25rem 0 !important; }
    .u-heading-serif { font-family:'Playfair Display',serif !important; font-size:1.3rem !important; color:#0f172a !important; margin-bottom:1rem !important; }
    .u-list-item { margin-bottom:0.75rem !important; padding-left:0.5rem !important; }
    .u-pt-0 { padding-top:0 !important; }
    .u-link-navy { color:#2d3e6e !important; font-weight:600 !important; }
    .u-card-narrow-mt { max-width:800px !important; margin:2.5rem auto 0 !important; background:#f8fafc !important; border-radius:16px !important; padding:2rem 2.5rem !important; border:1px solid #e2e8f0 !important; }
    .u-flex-wrap { display:flex !important; flex-wrap:wrap !important; gap:0.6rem !important; }
    .u-body-text-mb { color:#475569 !important; font-size:0.95rem !important; line-height:1.7 !important; margin-bottom:1rem !important; }
    .u-card-narrow { max-width:800px !important; margin:0 auto !important; background:#f8fafc !important; border-radius:16px !important; padding:2rem 2.5rem !important; border:1px solid #e2e8f0 !important; }
    .u-mb-2 { margin-bottom:0.5rem !important; }
    .u-cell-divided { padding:0.5rem !important; border-bottom:1px solid #e2e8f0 !important; }