Get Your Free Flood Insurance Quote
Florida leads the nation in flood claims, making flood insurance essential for property owners throughout the state. Standard homeowners insurance does not cover flooding—you need separate flood coverage to protect your property. Whether you're in a high-risk flood zone or just want extra protection, flood insurance is a smart investment for Florida homeowners.
Florida First Insurance of Broward, Inc. provides flood insurance throughout Florida including Miami-Dade County, Palm Beach County, Broward County (Fort Lauderdale) and surrounding areas. We work with both the National Flood Insurance Program (NFIP) and private flood insurance carriers to find you the most affordable and comprehensive coverage for your property.
Flood coverage comes in two main forms: NFIP policies backed by the federal government, and private flood insurance from carriers offering competitive rates. Our agents help you compare options and choose the right coverage for your property value and risk level. With hurricane season and rising sea levels threatening Florida's coast, flood insurance protects your building, personal property, and provides additional living expenses if flooding occurs.
Florida First Insurance of Broward, Inc. offers Flood Insurance throughout the state of Florida including the following large metro areas: Cape Coral, Fort Pierce/Port St. Lucie, St. Petersburg, Tallahassee, Fort Lauderdale, Jacksonville, Melbourne, Titusville, Lakeland, Palm Bay, Miami, Gainesville, Clearwater, Sarasota/Bradenton, Punta Gorda, Fort Walton Beach, Tampa, Orlando, Daytona Beach, Fort Myers, Pensacola, Panama City, Ocala, West Palm Beach/Boca Raton and surrounding areas.
We provide Flood Insurance in Florida including the following large Florida counties: Palm Beach, Pasco, Broward, Collier, Orange, Volusia, Marion, Alachua, Manatee, Duval, Brevard, Leon, Seminole, Sarasota, Escambia, Lee, Miami-Dade County and others.
What Does Flood Insurance Cover?
- Building Property — Covers the structure of your home including foundation, walls, roof, and permanently installed fixtures from flood damage.
- Personal Property — Covers your furniture, clothing, appliances, and personal belongings damaged by flood.
- Basement Coverage — Available for basement contents and structures in NFIP policies and select private plans.
- Additional Living Expenses — Covers temporary housing and living costs if your home becomes uninhabitable due to flood damage.