Florida First Insurance of Broward — Home 877-FL-INS-ME

Florida Tanker Truck & Fuel Transport Insurance

Tank trucks carry the hardest commercial-auto risk on the road — fuel from the terminal racks at Port Everglades and Port Tampa Bay, food-grade hauls, asphalt loads to paving sites, chemical and dry-bulk pneumatic work, and propane distribution. We place coverage with the trucking specialty markets that actively underwrite tank work: auto liability at the limits federal regulations and contracting clients require, physical damage, cargo, and pollution liability sized to a real release event.

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Tanker operations in Florida — fuel delivery from terminal racks at Port Everglades and Port Tampa Bay to retail stations, milk and food-grade hauls, asphalt transport, chemical and dry-bulk pneumatic tanker work, and the propane and LP-gas distribution networks — sit in the highest commercial-auto risk tier. Florida First Insurance of Broward works the specialty trucking markets that underwrite tank operations, including pollution liability on a per-load and per-occurrence basis.

Tank placements stack auto liability (often $1M minimum, $2M-$5M for hazmat or food-grade), MCS-90 (federal hazmat) or MCS-90B (non-bulk hazmat), motor-truck cargo on stated-value with seller-and-buyer hold-harmless language, and pollution liability — which can be carved into the auto policy via CA 99 48 endorsement or written separately for higher limits. Driver hazmat-endorsement CDL status is verified at binding.

Tank-truck accounts bind for operators based in Miami-Dade, Broward, and Palm Beach near the southeast terminals; Collier and Lee on the Gulf coast; Sarasota, Manatee, Hillsborough, Pinellas, and Pasco around Tampa Bay and Port Tampa Bay; Polk, Orange, and Seminole through central Florida; Brevard and Volusia on the Atlantic; Alachua, Marion, and Duval through North Florida and the JaxPort fuel corridor; and Leon and Escambia in the Panhandle.

Tanker insurance is placed for operators dispatching from Miami, Fort Lauderdale, West Palm Beach, Boca Raton, Fort Pierce, Port St. Lucie, Palm Bay, Melbourne, Titusville, Daytona Beach, Jacksonville, Gainesville, Ocala, Orlando, Lakeland, Winter Haven, Tampa, St. Petersburg, Clearwater, Sarasota, Bradenton, Fort Myers, Cape Coral, Punta Gorda, Naples, Pensacola, Fort Walton Beach, Panama City, and Tallahassee.

What Does Tanker Truck & Fuel Transport Insurance Cover?

  • Auto Liability — Covers bodily injury and property damage caused by your tanker trucks, with higher limits required for hazmat loads.
  • Pollution Liability — Covers cleanup costs and third-party claims from fuel spills, chemical leaks, and environmental contamination.
  • Motor Truck Cargo — Covers the petroleum, chemicals, or liquid cargo being transported against loss, spill, or contamination.
  • Physical Damage — Covers repair or replacement of your tanker trucks and trailers from collision, rollover, and fire.