Florida Home & Homeowners Insurance

Owning a home in Florida means living with weather most of the country doesn't think about — hurricanes, tropical systems, and the slow drumbeat of humidity and salt air that wears down roofs and siding over the years. We re-shop your renewal against current market rates each year, size dwelling limits to what it would actually cost to rebuild today, and apply every wind-mitigation discount the inspection on your roof qualifies for.

Get Your Free Homeowners Insurance Quote

Florida First Insurance of Broward, Inc provides homeowners insurance (house insurance) throughout the entire state of Florida including West Palm Beach, Fort Lauderdale/Broward County, Miami-Dade County and surrounding areas. In addition to coverage for flood and wind storm damage from hurricanes and tropical storms, Florida homeowners must pay attention to liability concerns.

Florida First Insurance has a team of insurance agents ready to work with you and get you the homeowners insurance that fits your needs at the absolute best prices. Are you taking advantage of the state inspection discount program? Call us and we will explain how you can save up to 25% of your cost.

We provide homeowners insurance (hurricane, wind storm, flood, property and casualty) in the entire state of Florida including the following large Florida counties: Leon, Brevard, Marion, Polk, Seminole, Sarasota, Manatee, Duval, Broward, Escambia, Collier, Pinellas, Palm Beach, Hillsborough, Lee, Orange, Volusia, Miami-Dade, Alachua, Pasco County and others.

We offer homeowners insurance all over Florida including the following metro areas: Tampa, Pensacola, Punta Gorda, Fort Walton Beach, St. Petersburg, Titusville, Jacksonville, Cape Coral, Naples, Winter Haven, Daytona Beach, Ocala, West Palm Beach/Boca Raton, Palm Bay, Fort Lauderdale, Miami, Orlando, Gainesville, Clearwater, Fort Pierce/Port St. Lucie, Sarasota/Bradenton, Melbourne, Lakeland, Fort Myers, Tallahassee, Panama City and surrounding areas.

What Does Home & Homeowners Insurance Cover?

Dwelling Coverage — Protects the structure of your home against fire, windstorms, hurricanes, hail, lightning, and other covered perils.
Personal Property — Covers your belongings (furniture, electronics, clothing) if damaged, destroyed, or stolen.
Liability Protection — Covers legal and medical costs if someone is injured on your property.
Additional Living Expenses — Pays for temporary housing and living costs if your home becomes uninhabitable after a covered loss.