Florida First Insurance of Broward — Home 877-FL-INS-ME

Florida Tractor Trailer, Semi Truck & 18-Wheeler Insurance

Long-haul trucking in Florida is a corridor business — freight running I-75, I-95, and I-10, through JaxPort, Port Tampa Bay, Port Everglades, PortMiami, and Port Manatee. We place coverage for owner-operators with a single tractor, small fleets, and larger motor carriers — auto liability at the limits contracting brokers and shippers require, physical damage on tractors and trailers, cargo on the goods being moved, and the federal authority filings that have to stay continuous.

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Tractor-trailer operations in Florida run the I-95, I-75, I-10, and Florida Turnpike corridors moving freight between the JaxPort/Jacksonville logistics hub, Port Tampa Bay, Port Everglades, PortMiami, and Port Manatee. Florida First Insurance of Broward places long-haul trucking insurance with the specialty markets — Great West, Northland, Sentry, Canal, Progressive Commercial, and the surplus-lines side — that underwrite class-8 motor carrier risks at $1M, $2M, and $5M CSL.

Motor-carrier filings are part of every placement: BMC-91 or BMC-91X for FMCSA financial responsibility on interstate authority, Form E for intrastate, IFTA quarterly fuel-tax reporting, IRP plates, and the Form 2290 federal heavy-vehicle-use-tax compliance that ties to the policy. We coordinate with the motor carrier's compliance team to keep filings continuous through any carrier change.

Trucking accounts bind for fleets and owner-operators based in Miami-Dade, Broward, and Palm Beach (PortMiami and Port Everglades freight); Collier and Lee on the Gulf; Sarasota and Manatee; Hillsborough (Port Tampa Bay and major freight terminals), Pinellas, and Pasco; Polk, Orange, and Seminole on the I-4 axis (Orlando intermodal); Brevard and Volusia along the Atlantic; Alachua, Marion, and Duval (JaxPort freight) through North Florida; and Leon and Escambia along the I-10 corridor.

Tractor-trailer coverage is placed for motor carriers dispatching from Miami, Fort Lauderdale, West Palm Beach, Boca Raton, Fort Pierce, Port St. Lucie, Palm Bay, Melbourne, Titusville, Daytona Beach, Jacksonville, Gainesville, Ocala, Orlando, Lakeland, Winter Haven, Tampa, St. Petersburg, Clearwater, Sarasota, Bradenton, Fort Myers, Cape Coral, Punta Gorda, Naples, Pensacola, Fort Walton Beach, Panama City, and Tallahassee.

What Does Tractor Trailer, Semi Truck & 18-Wheeler Insurance Cover?

  • Primary Auto Liability — Covers bodily injury and property damage caused by your trucks. Federal minimums require $750K-$5M depending on cargo type.
  • Motor Truck Cargo — Covers the freight and goods being hauled against damage, theft, or loss during transport.
  • Physical Damage — Covers repair or replacement of your tractors, trailers, and rigs from collision, theft, fire, and weather.
  • Bobtail / Non-Trucking Liability — Covers your tractor when driving without a trailer (deadheading), not under dispatch.