Effective Date: April 25, 2026
These Terms of Service ("Terms") govern your use of the website and services provided by Florida First Insurance of Broward, Inc. ("we," "us," "our," or "Company"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.
Acceptance of Terms
Your access to and use of our website constitutes your acceptance of these Terms in their entirety. We reserve the right to modify these Terms at any time. Your continued use of the website following any changes constitutes your acceptance of the new Terms.
Use of Website
Our website provides information about insurance products and allows you to request insurance quotes through our online forms. The website and all information contained herein are provided for informational purposes only. Quotes obtained through our website are estimates only and do not constitute a binding insurance policy or coverage. Insurance coverage only becomes effective when a policy is formally issued by an authorized insurance carrier and payment is received.
Proper Use
You agree to use our website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any person; transmitting obscene or offensive content; disrupting the normal flow of dialogue within our website; and attempting to gain unauthorized access to our systems.
Insurance Quote Requests
When you submit a quote request through our website, you are requesting an estimate for insurance coverage based on the information you provide. Submitting a quote request is not binding and does not create an insurance contract. To obtain actual insurance coverage, you must complete the full application process and receive formal policy issuance from an authorized insurance carrier. Coverage will only be in force from the policy effective date and will be subject to all underwriting requirements, terms, conditions, and exclusions.
Accuracy of Information
You are responsible for ensuring that all information you provide through our website is accurate, complete, and truthful. Providing false, misleading, or incomplete information may result in denial of coverage or cancellation of any policy issued. Insurance coverage is based on accurate representation of facts. You have a duty to disclose all material information requested by insurers.
Intellectual Property Rights
All content on our website, including text, graphics, logos, images, and software, is the property of Florida First Insurance of Broward, Inc. or its content suppliers and is protected by U.S. and international copyright laws. You may not reproduce, distribute, transmit, display, or otherwise use any content without our prior written permission.
Limitation of Liability
To the fullest extent permitted by law, Florida First Insurance of Broward, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use our website or services, even if we have been advised of the possibility of such damages. Our total liability to you shall not exceed the amount you paid for our services, if any.
Disclaimer of Warranties
Our website and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability and fitness for a particular purpose. We do not warrant that our website will be error-free or uninterrupted.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. You agree that any legal action or proceeding relating to these Terms or your use of our website shall be brought exclusively in the state or federal courts located in Broward County, Florida, and you consent to the personal jurisdiction of such courts.
Changes to Terms
We may update these Terms from time to time without notice to you. Your continued use of our website following the posting of revised Terms means you accept and agree to the changes. It is your responsibility to review these Terms periodically.
Contact Information
If you have any questions about these Terms of Service or our website, please contact us at:
- Email: (loading email…)">(loading email…)
- Phone: 877-354-6763
- Address: 1831 North 66th Avenue, Hollywood, FL 33024
Last Updated: April 25, 2026