Florida Car & Auto Insurance

Florida's no-fault statute requires every titled vehicle owner to carry PIP and PDL minimums before the tag office will register a plate. Florida First Insurance of Broward writes personal auto policies across all 67 counties, comparing rates among preferred admitted markets and the surplus-lines carriers that take drivers with tickets, lapses, SR-22 obligations, or out-of-state driving records.

Florida ranks among the most expensive states for auto insurance year after year, and the spread between carriers on an identical driver-and-vehicle profile often runs more than a thousand dollars. Re-shopping at renewal — rather than auto-paying the renewal notice — is where the savings live. We do that work for clients on every cycle.

Policies bind in Miami-Dade, Broward, and Palm Beach in the south; Collier and Lee on the southwest coast; through Sarasota and Manatee; across Hillsborough, Pinellas, and Pasco on Tampa Bay; via Polk and Orange in the center of the state; up the Atlantic side through Brevard, Volusia, and Seminole; into Marion and Alachua; through Duval up north; and west across Leon and Escambia in the Panhandle.

Auto quotes are open to drivers in Miami, Fort Lauderdale, West Palm Beach, Boca Raton, Fort Pierce, Port St. Lucie, Palm Bay, Melbourne, Titusville, Daytona Beach, Jacksonville, Gainesville, Ocala, Orlando, Lakeland, Winter Haven, Tampa, St. Petersburg, Clearwater, Sarasota, Bradenton, Fort Myers, Cape Coral, Punta Gorda, Naples, Pensacola, Fort Walton Beach, Panama City, and Tallahassee.