About the Authors

Last updated: July 26, 2026

Who is "Florida First"?

Articles on this blog are bylined "By Florida First" because they are written as a team, not by a lone blogger. Florida First Insurance of Broward, Inc. is an independent insurance agency in Hollywood, Florida that has served families and businesses across the state for over 25 years. The people who write and review these articles are the same licensed agents who quote policies, read carrier bulletins, and help clients through claims every working day.

What we work on daily

Our team handles personal lines — auto, homeowners, condo and townhome, flood, boat, and motorcycle coverage — and commercial lines, from small-business packages and contractor policies to commercial auto and trucking with DOT filings. That casework is where our article ideas come from: the questions clients actually ask, the claim situations we actually see, and the market changes we watch affect real policies.

Why that matters for what you read

Plenty of insurance content online is compiled from other websites by writers who have never quoted a Florida policy. Ours comes from the other direction: we start with what is happening in the Florida market — Citizens takeout offers, wind mitigation credits, flood requirements — and explain it the way we would across a desk. Every article is reviewed by a licensed agent before it is published, as described in our Editorial Policy.

Talk to the team

If an article raises a question about your own coverage, do not settle for general information — call us at 877-FL-INS-ME (877-354-6763) or request a quote from any page, and we will look at your actual situation. Please also see our Disclaimers about how blog content relates to real coverage decisions.