Disclaimers
What our articles are — and what they are not.
Last updated: July 26, 2026
Educational content only
The articles on this blog are for general education and information. They are not insurance, legal, tax, or financial advice, and they cannot account for your specific situation. For advice about your own coverage, speak with a licensed insurance agent — ours are available at 877-FL-INS-ME (877-354-6763).
Nothing here creates or changes coverage
Reading this blog, requesting a quote, or corresponding with us through this website does not create, modify, or bind insurance coverage. Coverage exists only under the terms of an issued insurance policy. If anything in an article appears to conflict with your policy documents, the policy controls.
Examples are illustrative
Scenarios, premium figures, and coverage descriptions in our articles are examples. Actual eligibility, coverage terms, and pricing vary by carrier, underwriting review, property or vehicle characteristics, claims history, and the date you apply. A described outcome in an article is not a promise of the same outcome for you.
Information changes over time
Florida insurance law and the Florida market change frequently. Articles reflect our understanding as of their publication or last-updated date, and older articles may describe rules or programs that have since changed. See our Editorial Policy for how we handle updates and corrections.
Third-party links
Articles may link to government, carrier, or other third-party websites. We are not responsible for the content or accuracy of external sites.
Licensing
Florida First Insurance of Broward, Inc. is an independent insurance agency licensed in the State of Florida (license #R016302 — verify on the Florida Department of Financial Services licensee search), located at 1831 North 66th Avenue, Hollywood, FL 33024. Insurance products are offered through licensed carriers and are subject to underwriting approval.
Questions about your own coverage?
The fastest way to get an answer that actually applies to you is to talk to us: 877-FL-INS-ME (877-354-6763), or request a quote from any page on this site.