Hollywood FL Homeowners & Home Insurance

We are based in Hollywood, so protecting local homes is what we do every day, from the historic bungalows near Hollywood Lakes to newer homes in Emerald Hills. All of them face coastal wind and hurricane risk, and Florida's market has been turbulent. We re-shop your Hollywood homeowners policy across carriers each year, size your dwelling limit to today's Broward County rebuild cost, and capture every wind-mitigation credit your roof inspection earns.

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A current wind-mitigation inspection can lower a Hollywood premium by up to 25% by documenting roof straps, roof shape, and opening protection. We make sure yours is on file before we quote so the credits are applied.

Hollywood's coastal location means flood is a real exposure, and home insurance excludes it. We can pair your policy with NFIP or private flood coverage, especially east of US-1 and near the Intracoastal.

What Does Home & Homeowners Insurance Cover?

  • Dwelling Coverage — Protects the structure of your home against fire, windstorms, hurricanes, hail, lightning, and other covered perils.
  • Personal Property — Covers your belongings (furniture, electronics, clothing) if damaged, destroyed, or stolen.
  • Liability Protection — Covers legal and medical costs if someone is injured on your property.
  • Additional Living Expenses — Pays for temporary housing and living costs if your home becomes uninhabitable after a covered loss.

Hollywood Homeowners Insurance — FAQ

Common questions from Hollywood clients.

Do you have a local Hollywood office?

Yes. Florida First Insurance of Broward is at 1831 N 66th Ave, Hollywood, FL 33024. You can quote online or visit us in person.

How much is homeowners insurance in Hollywood, FL?

Hollywood premiums run above the state average because of coastal wind exposure. Roof age, dwelling limit, and wind-mitigation features drive the price, and a current inspection can lower it by up to 25%.

Does Hollywood home insurance cover flood?

No. Flood is separate from homeowners coverage. Given Hollywood's coastal and Intracoastal exposure, we recommend a flood policy and can quote it alongside your home insurance.

How do I lower my Hollywood home premium?

Get a wind-mitigation inspection, maintain your roof, set an accurate dwelling limit, and let us re-shop carriers at renewal. Those steps together have the biggest impact.