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A Business Owners Policy bundles general liability and property for less than buying them separately, which suits most Sunrise offices and retail tenants. We add coverage for inventory, equipment, and signage where your operation calls for it.
If you have employees, Florida requires workers compensation for most businesses with four or more, and for any construction business with one or more. We coordinate your liability, property, and workers comp so the business is covered end to end.
What Does Business & Commercial Insurance Cover?
- General Liability — Covers third-party bodily injury, property damage, and advertising injury claims against your business.
- Commercial Property — Protects your business property, equipment, inventory, and office contents from fire, theft, storms, and other perils.
- Business Owner's Policy (BOP) — Bundles general liability and commercial property into one affordable policy — ideal for small businesses.
- Workers' Compensation — Covers employee medical expenses and lost wages for work-related injuries. Required in Florida for most employers with 4+ employees.