Florida First Insurance of Broward — Home 877-FL-INS-ME

Davie Auto & Car Insurance

Davie sits in central Broward, home to Nova Southeastern, a large student population, and families across everything from equestrian properties to newer subdivisions. That means a wide range of drivers: students on a first policy, multi-car households, and commuters on I-595, University Drive, and Griffin Road. We compare your Davie auto insurance across more than a dozen carriers and tailor coverage to who is actually driving.

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Student drivers near Nova Southeastern and Broward College can earn good-student and away-at-school discounts that meaningfully cut a premium. We compare carriers to find which ones reward students most.

Florida requires $10,000 PIP and $10,000 property damage liability, but that is a thin floor on busy roads like I-595 and University Drive. We usually recommend bodily injury and uninsured-motorist coverage and quote it both ways.

What Does Car & Auto Insurance Cover?

  • Personal Injury Protection (PIP) — Covers medical expenses and lost wages regardless of fault. Required by Florida law ($10,000 minimum).
  • Property Damage Liability (PDL) — Pays for damage you cause to other people's property. Required in Florida ($10,000 minimum).
  • Bodily Injury Liability (BIL) — Covers injuries to others when you're at fault. Strongly recommended even though not always required.
  • Collision & Comprehensive — Collision covers damage from accidents; comprehensive covers theft, vandalism, weather, and animal strikes.

Davie Auto Insurance — FAQ

Common questions from Davie clients.

Are there student discounts for Davie drivers?

Yes. Good-student and away-at-school discounts can lower premiums for students at Nova Southeastern and Broward College. Carriers differ on how they apply them, so we compare several.

How much is car insurance in Davie, FL?

Davie rates track Broward County, above the state average, and vary by ZIP code and record. Comparing carriers is the most reliable way to find your lowest rate.

What auto coverage does Florida require?

Florida requires $10,000 PIP and $10,000 property damage liability. We recommend adding bodily injury and uninsured-motorist coverage given Broward's traffic and uninsured-driver rate.

Can families insure multiple cars together?

Yes. A multi-car policy usually lowers the per-vehicle cost, and bundling with home or renters adds another discount. We quote it across carriers for the best combined rate.

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