Compare Fort Lauderdale Auto Insurance Quotes — Free
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How it works
1 Tell us what to insure
2 We shop 19 carriers
3 You pick the best rate
Where you park matters. Rates differ between Las Olas, Victoria Park, Coral Ridge, and the western suburbs, and each carrier weighs those ZIP codes differently. Comparing companies is the only way to know which one prices your address best.
Florida's minimums of $10,000 PIP and $10,000 property damage will not cover a serious crash. Given Broward's share of uninsured drivers, we usually recommend adding bodily injury and uninsured-motorist coverage and will quote it both ways.
What Does Car & Auto Insurance Cover?
- Personal Injury Protection (PIP) — Covers medical expenses and lost wages regardless of fault. Required by Florida law ($10,000 minimum).
- Property Damage Liability (PDL) — Pays for damage you cause to other people's property. Required in Florida ($10,000 minimum).
- Bodily Injury Liability (BIL) — Covers injuries to others when you're at fault. Strongly recommended even though not always required.
- Collision & Comprehensive — Collision covers damage from accidents; comprehensive covers theft, vandalism, weather, and animal strikes.