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Equestrian and large-lot Wellington properties have structures a basic policy skips. We set other-structures coverage for barns, stables, and guest space, and can coordinate equine or farm coverage where needed.
An outdated dwelling limit is the costliest error on a larger Wellington home. We set replacement cost to today's prices and add ordinance-or-law coverage so a rebuild meets current code, with wind-mitigation credits applied.
What Does Home & Homeowners Insurance Cover?
- Dwelling Coverage — Protects the structure of your home against fire, windstorms, hurricanes, hail, lightning, and other covered perils.
- Personal Property — Covers your belongings (furniture, electronics, clothing) if damaged, destroyed, or stolen.
- Liability Protection — Covers legal and medical costs if someone is injured on your property.
- Additional Living Expenses — Pays for temporary housing and living costs if your home becomes uninhabitable after a covered loss.